FINANCING

DP Saddlery has partnered with United Midwest Savings Bank (UMWSB) to make owning a DP saddle more accessible than ever. Most applications take just a few minutes to complete, and funding happens quickly — so your saddle can be at your door within days.

Step One — Get a Quote

Before applying, work with our Headquarters team or one of our authorized dealers to select the exact saddle you'd like to finance and receive an accurate quote. You can find a list of participating dealers below. Financing is currently available on in-stock saddles only. Special orders are excluded, with some exceptions — please contact our Headquarters office to discuss.

Step Two — Apply with UMWSB

Once you have your quote, submit your application through United Midwest Savings Bank. Applications are simple and typically take only a few minutes. Upon approval, funding moves quickly so you can receive your saddle without delay.

Important — Trial Period Policy

DP Saddlery typically offers a 14-day trial period on saddle purchases. However, when a saddle is financed, we can only offer a 7-day trial period on in-stock saddles (unless otherwise noted, such as clearance or final sale items). Special orders do not have a trial period when financed.


This policy exists because we do not control postal delivery times and want to ensure you can cancel your loan with the bank completely interest free. The loan may be cancelled interest free within 30 days of the funding date only. Once we receive the returned saddle at our Alabama warehouse, we will submit the cancellation the next business day.


If the cancellation occurs after 30 days, interest on your first payment will be owed to UMWSB. Any fees resulting from postal delays or other issues that prevent timely cancellation are not the responsibility of DP Saddlery LP and remain the sole obligation of the customer.


If you prefer a full 14-day trial period, please do not submit a financing application — opt to purchase the saddle upfront instead.

Questions? Contact Headquarters

For financing inquiries on special orders or any questions about the process, reach our team directly.

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